Decode: क्या हैं UPI के नए नियम? | Sudhir Chaudhary | MDR Merchant Discount Rate| Online Transaction

UPI Payment Charges Row: What The Government’s New Notification Really Says. Watch Detailed Analysis

Decode With Sudhir Chaudhary: After the government’s September 14 notification on UPI, a debate has started over whether payments above ₹2,000 could attract a fee. But is UPI really going to become expensive? In this video, we explain the current rules for UPI payments, Merchant Discount Rate (MDR), payments above ₹2,000 and whether banks or payment service providers can charge customers. We also look at the massive growth of UPI, its daily transaction volume and the rising cost of maintaining this digital payment ecosystem. Could MDR be introduced for selected large merchant transactions in the future? Watch the complete explainer to understand what the latest UPI rules actually mean.

Decode With Sudhir Chaudhary: UPI को लेकर सरकार के 14 सितंबर के नोटिफिकेशन के बाद 2000 रुपये से ज्यादा के UPI पेमेंट पर फीस लगने की चर्चा तेज हो गई है। लेकिन क्या सच में अब UPI पेमेंट महंगा होने वाला है? इस वीडियो में समझिए 2000 रुपये तक के UPI पेमेंट, Merchant Discount Rate यानी MDR और 2000 रुपये से ज्यादा के Transactions को लेकर मौजूदा नियम क्या हैं। साथ ही जानिए UPI के बढ़ते नेटवर्क, रोजाना होने वाले करोड़ों Transactions और इसके पूरे Ecosystem को चलाने की बढ़ती लागत का पूरा गणित। क्या आने वाले समय में बड़े Merchant Transactions पर MDR लागू हो सकता है और अगर ऐसा हुआ तो इसका असर ग्राहकों और दुकानदारों पर कैसे पड़ेगा? देखिए UPI Payment से जुड़े हर सवाल का पूरा Explainer.

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